Why Insurance

Most of us are interested in creating or protecting our assets.  However, there are a number of economic hazards that each of us are faced with each day which will prevent us from achieving our goals.  First of all, there are some hazards over which we have no control: government regulations, inflation or deflation, and taxes.  However, when we are adversely affected by them, we have to make adjustments wherever necessary in our personal or business life.

These are several major economic hazards over which we have no control, but can plan against, such as:

• Government Regulations
• Taxes
• Inflation or deflation

Other economic hazards which we can provide protection with insurance are:

•  Personal and business property/casualty losses
•  Catastrophic medical expenses
• Short or long term loss of income due to a disability
• The inability to care perform activities of daily living without assistance
• Premature death

Ruth Anne Sliviak is a registered representative with H. Beck, Inc. a broker-dealer located in Bethesda, Maryland and an insurance agent of ICS-Insurance.  By entering this website you acknowledge and agree that ICS-Insurance, Inc. is not (i) affiliated with H. Beck, Inc.; (ii)acting as your broker-dealer or investment advisor, or (iii) making any recommendations related to any trades or investment decisions.   Furthermore, you agree to hold the H. Beck, Inc. harmless and understand they will have no liability whatsoever for claims, losses, actions, damages, suits, or proceedings resulting therefrom.